The KOBBY ENTREPRENEURSHIP FUND provides patient, interest-free capital to motivated youths, women, trade artisans, and innovative startups across the Takoradi municipality. Turn your business dream into a sustainable reality.
Repay only the principal amount you borrowed on a predictable, flexible monthly schedule.
Guidance in bookkeeping, inventory management, customer acquisition, and regulatory support.
Established as a dedicated pillar of the philanthropic work of Kwabena Okyere Darko-Mensah, the KOBBY ENTREPRENEURSHIP FUND was founded on a simple yet revolutionary principle: financial barriers should never extinguish viable economic ideas.
Traditional bank loans and microfinance institutions often impose prohibitive interest rates exceeding 35–45%, suffocating small-scale businesses before they can take root. The KOBBY FUND provides zero-interest micro-loans to empower applicants to purchase productive equipment, procure stock, and hire local staff.
Without high interest fees eating your margins, your business retains every cedi earned to reinvest in expansion.
When you successfully repay your interest-free loan, your repayments immediately fund the next entrepreneur in Takoradi.
Whether you run a market stall, a vocational workshop, a food venture, or a digital service, the Fund is structured to support diverse income-generating activities.
Petty trading, provisions, fabric & garment retailing, cosmetics, hardware supply, and Market Circle commerce.
Catering, local food joints, pastry making, fish & poultry processing, packaging, cold store retail, and juice production.
Carpentry, welding & fabrication, dressmaking & tailoring, auto repairs, plumbing, electricals, and beauty & hairdressing.
Graphic design, photography & videography, computer secretarial centers, mobile device repairs, printing, and digital marketing.
We have made the application and disbursement cycle clear, straightforward, and respectful of your hustle.
Fill out our simple online form with your personal details, business concept, equipment budget, and guarantor contact.
The Fund Secretariat reviews your submission and conducts a brief in-person site visit or verification within Takoradi.
Approved loans are disbursed directly to you or paid to equipment vendors to procure your needed productive assets.
Repay purely the principal amount over 3 to 12 months with zero interest. Your repayment enables another entrepreneur to benefit!
Ensure you meet the following baseline requirements before initiating your loan application.
Everything you need to know about loan amounts, interest rates, vetting, and repayment.
KEF-2026-1008). You can visit our Track Application page anytime and enter your reference code or phone number to see real-time status updates and secretariat notes.